Title Loans Brandon, Florida
Getting an auto title loan is a great way to get quick access to cash by taking advantage of the equity in your vehicle. When you are in need of cash fast, most lenders will check your credit history and know you’re experiencing financial hardship. With an auto title loan, your borrowing power is based on the value of your vehicle, not your credit history. Superior Lenders can help you obtain an auto title loan regardless of your credit history. To qualify for title loans Brandon, all you need is to own a vehicle.
Superior Lenders is located in Tampa, so we know how expensive it can be living in Brandon. We’ve been helping people obtain title loans in Tampa as well as Brandon for years. If you’re experiencing financial hardship, such as the loss of a job, we want to be there to help you keep your bills current and get you back on your feet. Please give us a call, or stop by our office to find out how we can help you.
How to Apply For Title Loans Brandon
To get a free estimate of how much cash you can get from the equity in your vehicle, simply fill out our online form with some basic information about your vehicle (make, model, year and mileage) and a way to contact you. We’ll send your estimate right away, and one of our representatives will contact you as soon as possible with the details on how to proceed. There is no lengthy application process, and no credit check is required.
Florida Regulations for Title Loans Brandon
Florida is one of the best states to get an auto title loan because it has enacted several laws to benefit borrowers like you. Three of the benefits of obtaining title loans in Brandon are:
- Florida has a 30% interest rate cap on all title loans and 18% on amounts over $3,000. This is important because interest rates can be as high as 100% in other states.
- All of the details of your title loan must be fully explained in writing. Your representative will make sure you are fully aware of all aspects of your loan, and there will be no hidden costs.
- Florida prohibits prepayment penalties on title loans, meaning you can pay your loan off as soon as you no longer need it.
Benefits of Car Title Loans
- The application is easy. Unlike other types of loans, a title loan application is quick and easy. Try our online form for yourself, and you will see how simple it is.
- The approval process is also fast. Your eligibility is based primarily on the equity in your vehicle, which is easy to determine. In most cases, you can have cash in your hand the same day you apply.
- There is no credit check at all. Whether you have poor credit history or just want to keep credit inquiries off your report, it doesn’t matter. Superior Lenders will not even look at your credit history.
- You get to keep your car. As long as your payments are current, you keep your car to drive as usual. We will only temporarily hold the title during the life of your loan.
For more information on how Superior Lenders can help you improve your financial situation with title loans Tampa and Brandon, please feel free to stop by our office, or call us at (813)815-4201.